Privacy & Cookies Policy2018-08-26T13:30:49+00:00

BizDivaLive.com Privacy & Cookies Policy

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. The www.BizDivaLive.com & www.MyraKotze.com website and any functionality, applications, and/or services offered on or through www.BizDivaLive.com & MyraKotze.com (collectively the “Website” or “Site”), and offers applications for mobile devices for iPhone, iPad, Android (collectively the “Apps”). We respect your privacy and we are committed to safeguarding your personal information.  This privacy policy (the “Policy”) describes the types of information we may collect from you or that you may provide when you visit the Website and our practice for collecting, using, maintaining, protecting, and disclosing that information. Our Terms of Use define the terms and conditions of your use of the Website.

Please read this Policy carefully to understand our policies and practices (“Practices”), regarding your information and how we treat it. IF YOU DO NOT AGREE WITH OUR PRACTICES, YOUR CHOICE IS NOT TO USE OUR WEBSITE. BY ACCESSING OR USING THE WEBSITE, YOU AGREE TO THE TERMS OF THIS POLICY. THIS POLICY MAY CHANGE FROM TIME-TO-TIME.  You should periodically check this location for any updates. Your continued use of this Website after we make changes is deemed to be your acceptance of the changes.

This Policy applies to the information that we collect:

  • On this Website or through our Apps.

  • In email, text, and other electronic messages between you and this Website.

  • When you interact with our advertising and applications on third-party websites and services, if the applications or advertising include links to this Policy.

It does not apply to information collected by:

BDL through face-to-face contact, or by any other means, including on any other website operated by BDL or any third party. including our sponsors and/or presenters.

What personal information do we collect from the people that visit our blog, website or apps?

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, credit card information or other details to help you with your experience.

When do we collect information?

We collect information from you when you register on our site, place an order, subscribe to a newsletter, respond to a survey, fill out a form, Use Live Chat, Open a Support Ticket or enter information on our site.

Provide us with feedback on our products or services.

We collect this information:

  • Directly from you when you provide it to us.

  • Automatically as you navigate through the Website. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.

  • From third parties, for example PayPal (https://www.paypal.com/us/webapps/mpp/ua/privacy-full), Facebook (https://www.facebook.com/settings?tab=privacy).

How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

  • To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.

  • To improve our website in order to better serve you.

  • To allow us to better service you in responding to your customer service requests.

  • To administer a contest, promotion, survey or other site feature.

  • To quickly process your transactions.

  • To ask for ratings and reviews of services or products

  • Your Content Goes Here
  • To follow up with them after correspondence (live chat, email or phone inquiries)

How do we protect your information

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.

We use regular Malware Scanning.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.

Do we use ‘cookies’?

Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:

We may use information that we collect about you or that you provide to us, including Personal Identifiable Information:

  • To present our Website and its contents to you.

  • To provide you with information, products, or services that you request from us.

  • Contact you about your programs or purchases with us.

  • Provide you with customer service, to respond to your request if you contact us with a question or concern, or to fulfill transactions that you request.

  • Provide you with personalized advertising and marketing.

  • To deliver news, updates and other types of communications, according to your subscriptions, alerts and other preferences.

  • To fulfill any other purpose for which you provide it.

  • To provide you with notices about your account and/or event participation, including expiration and renewal notices.

  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and BDL, including for payment processing and collection.

  • Legitimate Interest. We may send you information content, promotional messages, and information about products, services, programs, or events that may be of interest to you. These may be offered by BDL or by our partners and other third parties with whom we have a relationship. For example, if you sign up for a webinar, we may send you marketing emails based on the content of that webinar. You will always have the option to opt out of any of our emails.

  • Targeted Social Media Advertisements. We may use the data you provide to us to run social media advertisements and / or create look-alike audiences for advertisements.

  • To notify you about changes to our Website or any products or services we offer or provide though it.

  • To allow you to participate in interactive features on our Website.

  • In any other way we may describe when you provide the information.

  • For any other purpose with your consent.

If users disable cookies in their browser:

If you turn cookies off it will turn off some of the features of the site.

Third-party disclosure

We do not sell or trade, your Personally Identifiable Information.

We may disclose information about our users and information that does not identify any individual, without restriction.

We may disclose PII that we collect, or you provide as described in this Policy:

  • Your Content Goes Here

  • To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.

  • To fulfill the purpose for which you provide it. For example, if you give us an email address to confirm a sign-up for an event, or notify you about available in-house jobs, we will transmit to you the contents of that email and to any additional email you request.

  • For any other purpose disclosed by us when you provide the information.

  • Your Content Goes Here

With your consent.

  • To comply with any court order, law, or legal process, including to respond to any government or regulatory request.

  • To enforce or apply our Terms of Use and other agreements, including for billing and collection purposes.

  • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of HOS, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

Third-party links

We often display logos and hyperlinks enabling access to our sponsors’ web pages, as well as access to a select number of other third-party sites.

Occasionally, at our discretion, we may include or offer third-party products or services on our website.

Among the third-party sponsors and vendors allowed to have links on our Website are Infusionsoft.com, Kartra.com, Paypal.com, ScheduleOnce.com, Samcart.com. (This list might grow and or change from time to time, it is your responsibility to keep updated on this should it be important to you)

These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Google

Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en 

We may use Google AdSense Advertising on our website.

Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.

We have implemented the following:

  • Remarketing with Google AdSense

  • Google Display Network Impression Reporting

  • Demographics and Interests Reporting

  • DoubleClick Platform Integration

We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

Opting out:

Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.

California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and the individuals or companies with whom it is being shared. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA, we agree to the following:

Users can visit our site anonymously.

Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website.

Our Privacy Policy link includes the word ‘Privacy’ and can easily be found on the page specified above.

You will be notified of any Privacy Policy changes:

  • On our Privacy Policy Page

Can change your personal information:

  • By emailing us

  • By logging in to your account

  • By chatting with us or by sending us a support ticket

We strive to provide you with choices regarding the Personal Identifiable Information you provide to us. We have created mechanisms to provide you with the following control over your information:

  • Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.

  • Disclosure of Your Information for Third-Party Advertising. If you do not want us to share your PII with unaffiliated or non-agent third parties for promotional purposes, you can opt-out by unsubscribing at the end of every email we send you through Infusionsoft or by sending us an email stating your request to info@bizdivalive.com.

  • Promotional Offers from the Company. If you do not wish to have your email address or other contact information used by BDL to promote our own or third parties’ products or services, you can opt-out by unsubscribing at the end of every email we send you through Infusionsoft or by sending us an email stating your request to info@bizdivalive.com.

  • Targeted Advertising. If you do not want us to use PII that we collect or that you provide to us to deliver advertisements according to our advertisers’ target-audience preferences, you can opt-out by unsubscribing at the end of every email we send you through Infusionsoft or by sending us an email stating your request to info@bizdivalive.com.

  • We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt-out of receiving targeted ads from members of the Network Advertising Initiative (https://www.networkadvertising.org/understanding-online-advertising/what-are-my-options).

How does our site handle Do Not Track signals?

We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third-party behavioral tracking?

It’s also important to note that we allow third-party behavioral tracking

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.

We do not specifically market to children under the age of 13 years old.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

  • We will notify you via email within 1 business day

We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

  • Send information, respond to inquiries, and/or other requests or questions

  • Identify the message as an advertisement in some reasonable way

  • Include the physical address of our business or site headquarters.

  • Monitor third-party email marketing services for compliance, if one is used.

  • Honor opt-out/unsubscribe requests quickly.

  • Allow users to unsubscribe by using the link at the bottom of each email.

  • Your Content Goes Here

If at any time you would like to unsubscribe from receiving future emails, you can email us at

  • Follow the instructions at the bottom of each email.

  • and we will promptly remove you from ALL correspondence.

TRANSLATIONS

This Privacy Policy is executed in English. You agree and acknowledge that you have reviewed this Privacy Policy in English. To the extent that any translations of this Privacy Policy are provided, they are solely for convenience and is of no binding effect. The English language version of this Privacy Policy shall control.

Contacting Us

If there are any questions regarding this privacy policy, you may contact us using the information below.

www.bizdivalive.com

Soi 88

Hua Hin, Prachuapkhirikhan 77110

Thailand

info@bizdivalive.com